Job Description

Claims Adjuster, Subrogation

Pie's mission is to empower small businesses to thrive by making commercial insurance affordable and as easy as pie. We leverage technology to transform how small businesses buy and experience commercial insurance.

Like our small business customers, we are a diverse team of builders, dreamers, and entrepreneurs who are driven by core values and operating principles that guide every decision we make.

The Claims Adjuster - Subrogation will favorably impact claim cost containment and overall claims recovery goals by managing a caseload of subrogation claims through quality and efficient claims service, proactive negotiations, and the achievement of prompt and appropriate claim recoveries.

How You'll Do It

Claim Analysis

• Conduct additional investigation, including securing newly developed evidence, to maximize subrogation recoveries cost-effectively for all lines of business.
• Determine the amount of potential subrogation recovery.
• Develop and implement a subrogation strategy and action plan for each assigned subrogation claim.
• Evaluate liability and conduct additional investigations, as warranted, in order to settle claims at optimal levels.

Communication

• Collaborate and communicate with front line adjusters to determine the most appropriate outcome, providing new facts as they become available and an analysis of their impact on the liability and settlement options.
• Issue subrogation notices in accordance with state specific regulations.
• Provide detailed updates on subrogation status to relevant stakeholders.
• Maintain proactive and collaborative contact with insureds, claimants, adverse third parties, attorneys, and front-line adjusters to optimize the recovery process.
• Document subrogation action plan and recovery status in claim notes.

Negotiation and Recovery

• Negotiate worker's compensation and commercial auto subrogation claims with carriers, other responsible party(s), and other legal representatives or attorneys on liability and/or damages.
• Assist in the recovery of claim overpayments.
• Negotiate and compromise claim/lien settlement amounts based on the facts of each case.

The Right Stuff

• 2-4 years experience in Workers' Compensation and/or Commercial Auto claims subrogation.
• Strong knowledge of insurance claim procedures.
• Strong written and verbal communication skills.
• Strong decision making and critical thinking skills.
• Strong negotiation skills.
• Ability to work in a fast paced environment with accuracy.
• Ability to learn quickly and take on new challenges and responsibilities.
• G-Suite Tools, Collaboration tools, Microsoft Office suite.
• High School diploma or GED required, Bachelor's Degree preferred.

The use of AI in Application Review: To support a fair, efficient, and consistent hiring process, we use AI-powered tools to assist in the initial screening of applications. These tools help us identify qualifications and prior work experiences that align with the requirements of the role. All AI-reviewed applications are still subject to human oversight and decision-making at multiple stages of the process. By submitting your application, you acknowledge and consent to Pie utilizing these AI technologies to assist in our evaluation process.

Base Compensation Range $70,000 - $90,000 USD

Compensation & Benefits

• Competitive cash compensation
• A piece of the pie (in the form of equity)
• Comprehensive health plans
• Generous PTO
• Future focused 401k match
• Generous parental and caregiver leave
• Our core values are more than just a poster on the wall; they're tangibly reflected in our work

Our goal is to make all aspects of working with us as easy as pie. That includes our offer process. When we've identified a talented individual who we'd like to be a Pie-oneer, we work hard to present an equitable and fair offer. We look at the candidate's knowledge, skills, and experience, along with their compensation expectations and align that with our company equity processes to determine our offer ranges. Each year Pie reviews company performance and may grant discretionary bonuses to eligible team members.

Location Information

Unless otherwise specified, this role has the option to be hybrid or remote. Hybrid work locations provide team members with the flexibility of working partially from our Denver office and from home. Remote team members must live and work in the United States (*territories excluded), and have access to reliable, high-speed internet.

Additional Information

Pie Insurance is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, marital status, age, disability, national or ethnic origin, military service status, citizenship, or other protected characteristic. Pie Insurance participates in the E-Verify program. Please click here, here, and here for more information. Pie Insurance is committed to protecting your personal data. Please review our Privacy Policy. Safety First: Pie Insurance is committed to your security during the recruitment process. We will never ask you for credit card information or ask you to purchase any equipment during our interview or onboarding process. Pie Named to 2025 America's Best Startup Employers

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